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Paying for Child Care

The cost of paying for child care is a major consideration for most families. Many families today are spending over half of their income toward high-quality child care programs. There are many reasons why child care can be so expensive. Some of the reasons include high ratios of adults to children, teacher or provider qualifications, location of care, and costs of space, insurance, equipment, and special programs. Quality care for infants and toddlers can be especially expensive, due to small group sizes. Hiring an in-home caregiver tends to be the most expensive form of care, followed by centers, then group and family child care homes.

Finding, using, and paying for child care can be challenging for parents.  There are many aspects to consider in making child care decisions for your child and your family. District IV HRDC - Child Care Link offers resources for parents to help you with these important choices.  You may also want to review the Tax Information page to help you determine if you can receive tax credits.

Assistance in Paying for Child Care

The State of Montana offers subsidy payment programs for low income working families or those participating in TANF programs. Eligibility guidelines may change, depending on availability of funding. To find out if you are eligible, call 406-265-6743 or 1-800-640-6743 and ask for CCL's Family Resource Specialist.

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Tax Information

For more Local, State, and National information, please visit our Related Links page.

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This page last updated on Monday, November 13, 2006
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District IV HRDC, 2229 5th Ave, Havre, MT 59501
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